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Why Must You Refuse the First Offer of Car Insurance Companies?

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After you've been injured in a car accident and you've gone on to file a third-party claim with the at-fault driver's car insurance provider, expect a call from an insurance agent giving you a low-ball settlement offer. According to a New Jersey car accident lawyer, this is the insurance company's standard operating procedure, so they can get thing...

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Benefits of Workers' Compensation Over Suing Your Employer

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One of the rules of workers' compensation is that, if you choose to claim your workers' comp benefits, you are generally barred from suing your exception (except in few situations). This means you're going to choose between claiming your workers' comp benefits or suing your employer. So, which is a better option? The popular choice is workers' comp...

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Correcting Common Bankruptcy Misconceptions

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Bankruptcy seems to be one of the most misunderstood concepts we have. It is so misunderstood that we avoid it when we probably should take it. We never do the same to, say, surgeries or divorce – even though they're also extremely painful. We just know that we need to take that surgery when our body needs it, and inasmuch as divorce is painful on ...

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Workers' Comp Eligibility Requirements: Are You Eligible for Workers' Compensation?

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There is a difference between having your workers' comp approved by your employer or insurance and being eligible for workers' comp. If you are not eligible for workers' compensation, you cannot even make a workers' comp claim. So it is important you first know if you are eligible for workers' compensation or not. This article will briefly explain ...

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Workers' Compensation: Are You An Employee or An Independent Contractor?

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One requirement to become eligible for workers' compensation is that, the worker should be classified as an employee. As you may already have known, not all workers are classified as employees – at least in legal terms. An example of a type of worker that is not covered by workers' compensation is a freelancer, or generally, an independent contract...

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Myths About Bankruptcy You Believe That Probably Hurt Your Finances More

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 Myths and misconceptions are always not good. If we believe them, we will falsely think about something and, hence, make bad decisions based from our faulty beliefs. This is the exact case on bankruptcy. Many people think that bankruptcy is one big financial monster that will ruin their financial future forever. Case in point: this is a big m...

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