Lawyer Blogs

Since the United States was founded there has been a fascinating relationship between state and federal laws. With the attempt to limit federal overreach, each state was allowed to keep certain functions of their own operation. The core idea behind this was to prevent the notion of “big government.” What has happened in recent years is that there have been several new legal concepts that have had trouble successfully adapting to this model of state vs. federal model. A classic example of a body of law that greatly differs between state and federal is Bankruptcy Law.   A Basic Understanding of Bankruptcy Law For individuals, there are two routes to pursue when they are filing for Bankruptcy. One is Chapter 7 and one is Chapter 13. An individual should absolutely know the differences between these two types of Bankruptcy Laws in order to choose the best option specific to their individual...

Having your wages garnished is one of the most upsetting things that can happen to a person. Wages are garnished after a creditor gets a judgment against you that you don't pay and then goes back to the court to get the order of garnishment. When this goes into effect, money goes right from your paycheck to the creditor without ever getting to you. If this happens and you need it to stop, you need to understand the rules for wage garnishment under chapter 7 bankruptcy. Chapter 7 Bankruptcy and Wage GarnishmentIn the cases of most types of wages garnishment, with a few possible limited exceptions for non-dischargeable debts like past due child support, bankruptcy under Chapter 7 of the United States code should put a permanent stop to your wage garnishment.When you file for bankruptcy, the law immediately begins protecting you from creditors by imposing an "automatic stay." The stay...