Benefits of Workers' Compensation Over Suing Your Employer
One of the rules of workers' compensation is that, if you choose to claim your workers' comp benefits, you are generally barred from suing your exception (except in few situations). This means you're going to choose between claiming your workers' comp benefits or suing your employer. So, which is a better option?
The popular choice is workers' compensation – and there's a good reason behind that. If you're wondering which one to choose, or why workers' comp is better in most cases, read more to find out.
Below are some benefits of choosing workers' compensation over suing your employer.
1) Workers' compensation is way easier than filing a lawsuit
Do you know that before workers' compensation was created, you have to go to the court to claim your compensation? As you can already tell, this is a very tedious and lengthy process – and the results are not even guaranteed.
When workers' compensation was created, it gave employees an easier way to get compensated for their work-related injuries because they don't need to run to the courts anymore.
Normally (and ideally), once you've reported your injury to your employer and undergo the necessary processes, you will be compensated in no time.
Like going to the court, filing a lawsuit is a very tedious process – and also, the results are not guaranteed. You can spend a ton of your time and money and actually get little or nothing in return.
Workers' compensation is also not guaranteed, however, you will not need to invest much time and money as you would in a lawsuit.
2) Workers' compensation is a no-fault system
Another big benefit of workers' comp over lawsuit is that, you don't need to prove that your employer is at fault for your injury. In a lawsuit, you need to prove that your employer is responsible for your injuries – and that can take a lot of time and money. Also, if you are quite careless at work which led you to injuries, you can still get compensated with workers' comp.
No-fault system basically means there's no need to prove who's at fault in the situation. You can get your workers' compensation benefits regardless of who's at fault for your injuries.
However, this is not an excuse to be reckless. If you obviously hurt yourself at work to claim those benefits, it will mostly show and, hence, your claim will be denied.
3) You don't need a lawyer to file for workers' comp
Unlike lawsuits, you don't need a lawyer when filing for workers' comp. This is because workers' comp is straightforward; you report your case to your employer, and if your employer sees and approves your claim, you will get your benefits for your injuries. You don't need a lawyer to prove something – at least, not until your claim is denied or you think your employer is defrauding you.
Although you don't need a lawyer, when things go rough, it's advisable to hire a competent workers' compensation attorney or work injury attorney to give you advice on your case and help you win your case.
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